Free tool
What Is Your Claiming Age Really Worth?
Enter two numbers from your Social Security statement and see your monthly check at 62, at full retirement age, and at 70.
Find it on your statement at ssa.gov/myaccount.
Claim at 62
$1,400
per month
Claim at 67 (your full retirement age)
$2,000
per month
Claim at 70
$2,480
per month
Waiting from 62 to 70 raises your check by $1,080 a month, for life. If you live to 90, the claiming age that pays you the most in total is 70, about $595,200 in today's dollars.
That's just one person's numbers. Married couples, widows and divorced spouses have more rules that can add or cost thousands. Our free book walks through every one of them.
Get the free Social Security Playbook →