Terms of Service

These terms cover your use of the website and publications of The Retirement Desk ("we," "us"). By ordering or using this site, you agree to them.

What we publish

The Retirement Desk is a private publisher of general educational material about Social Security, Medicare costs, retirement taxes and consumer protection. We are not affiliated with, endorsed by, or connected to the Social Security Administration, Medicare, CMS, the IRS or any government agency. Nothing we publish is personalized legal, tax, investment or insurance advice. Our tools give estimates based on the numbers you enter and the public formulas in effect when they were written. Confirm your own figures with the Social Security Administration (ssa.gov) or a qualified professional before you make a decision.

Orders and pricing

Prices are shown in U.S. dollars next to each order button. The printed book is free; you pay the shipping and handling fee shown at checkout. Digital products are available on your members page immediately after purchase.

Subscriptions

Retirement Insider (annual): you are charged the annual price shown when you order, and the membership renews each year at the same price unless you cancel before the renewal date. We email you a reminder before each renewal.

Retirement Insider (trial): you pay $1 today for 30 days of access. Unless you cancel during those 30 days, your membership continues at $7.95 per month, charged every month until you cancel.

Lifetime Insider: a one-time payment (or three monthly installments, if you choose that option) for access for as long as The Retirement Desk publishes the Retirement Insider.

How to cancel: cancel any time online at /cancel in one step, or by emailing us. Cancelling stops future charges. See our Refund Policy for refunds.

Guarantees

Our guarantees are described on each product page and in our Refund Policy.

Your account and content

Products are for your personal, non-commercial use. Please do not resell or republish them.

Limits of liability

We work hard to keep our information accurate, but rules and figures change. To the extent the law allows, our liability for any claim related to a purchase is limited to the amount you paid for it.

Contact

Questions about these terms? Visit our Contact page.